Our work with clients involves these key areas:


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Personal Planning

Helping you accomplish your goals can involve products such as life insurance, disability insurance, health insurance, Medicare supplement, long-term care insurance, fixed or immediate or variable annuities and mutual funds.

Retirement Planning

Choosing among the various retirement plan choices can be confusing. We can help you decide which plan(s) are suitable for you. We can also help consolidate multiple IRA or retirement plan (401(k), 403 (b), 457, pension, etc.) accounts at your former employer(s) into an IRA rollover. Recent law changes allow named family beneficiaries to rollover IRA and 401(k) and 403b accounts into Inherited IRAs (also called Stretch IRAs or Beneficiary IRAs.) Regardless of your current situation, we will help you decide upon an investment asset allocation and/or retirement income strategy and income schedule if you are ready to begin using your account(s) for current income.

Investment Advisory Services

Eagle Strategies typically uses a fee-based "assets under management" approach, which helps to ensure that our interests are always aligned with yours-to protect and grow your investments.

Our various investment programs-ranging from separately managed portfolios of stocks and bonds to no-load, load-waived and institutional mutual funds (certain mutual funds pay 12b-1 fees; nominal transaction cost may occur in certain programs.)

All of our programs provide quarterly performance reports and consolidated statements, ongoing monitoring (comparing the accounts' total return to appropriate benchmark indices) and one comprehensive, annual fee based upon a percentage of assets under management.

George Nelson Ridings, ChFC, CLU, CLTC, AEP is a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser.

Estate Conservation

We can help you direct your hard-earned assets in the way you choose when the time comes to pass to the next generation or charity. The changing laws and rules regarding estate planning require that plans be implemented and reviewed regularly from tax, legal, insurance, and investment points of view. We often coordinate the work of your "financial team"-your attorney, CPA, insurance and financial advisers.

As Registered Representatives of NYLIFE Securities LLC, we are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

*Services offered by George Ridings, Registered Representative for NYLIFE Securities LLC (Member FINRA/SIPC), a Licensed Insurance Agency. 920 Barnes Mill Road, Suite C, Richmond, KY 40475 (859) 623-4638 and a Financial Adviser for Eagle Strategies LLC, a Registered Investment Adviser. Both are New York Life companies.
** Variable annuities are offered through NYLIFE Securities LLC.
***Products available through one or more carriers not affiliated with New York Life Insurance Company, dependent on carrier authorization and product availability in your state or locality. Ridings Insurance & Financial Services, LTD is not owned or operated by New York Life Insurance Company or its affiliates