George E. Ridings, Jr., CLU^®, ChFC^®

George Nelson Ridings, CLU^®, ChFC^®, CLTC, AEP^®

MISSION STATEMENT

We help our clients clarify their goals and dreams, and then help them

overcome obstacles and problems toward meeting their goals and dreams.

VISION STATEMENT

Every interaction with us should lead our clients and other professionals to say,

“It is a pleasure doing business with you, and if my friends, family and colleagues

don't work with Ridings Insurance & Financial Services, they should.”

Welcome! Our work with clients involves four key areas:

Personal Planning-Helping you accomplish your goals can involve products such as life insurance, disability insurance, health insurance, medicare supplement, long-term care insurance, fixed or immediate or variable ^ annuities and mutual funds^{^}.

Retirement Planning-Choosing among the various retirement plan choices can be confusing.  We can help you decide which plan(s) are suitable for you.  We can also help consolidate multiple IRA or retirement plan (401(k), 403 (b), 457, pension, etc.) accounts at your former employer(s) into an IRA rollover. Recent law changes allow named family beneficiaries to rollover IRA and 401(k) and 403b accounts into Inherited IRAs (also called Stretch IRAs or Beneficiary IRAs.)  Regardless of your current situation, we will help you decide upon an investment asset allocation and/or retirement income strategy and income schedule if you are ready to begin using your account(s) for current income.

Business Planning-Allow us to assist you in planning:  the future of your business - for owner(s)' retirement, death, or disability; and help you with quality employee benefit plans^* and products to fund retirement plans.

Estate Conservation-We can help you direct your hard-earned assets in the way you choose when the time comes to pass to the next generation or charity.  The changing laws and rules regarding estate planning require that plans be implemented and reviewed regularly from tax, legal, insurance, and investment points of view.  We often coordinate the work of your "financial team"-your attorney, CPA, insurance and financial advisers.

As Registered Representatives of NYLIFE Securities LLC, we are trained professionals who can help you identify your financial needs and then determine which insurance and financial products can best help you meet your objectives.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

^Securities offered through NYLIFE Securities LLC (Member FINRA/SIPC)

George E. Ridings, Jr. is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the state of Kentucky. No insurance business may be conducted outside of the state referenced

George Nelson Ridings ChFC^®, CLU^®, CLTC, AEP^® is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffilliated insurance companies in the state of Kentucky. No insurance business may be conducted outside of the state referenced.

George E. Ridings, Jr. is a Registered Representatives of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency, 920 Barnes Mill Road, Suite C, PO Box 506, Richmond, KY 40476, (859) 623-4638. In this regard, this communication is strictly intended for individuals residing in the state of Kentucky. No offers may be made or accepted from any resident outside the specific state referenced.

George N. Ridings ChFC^®, CLU^®, CLTC, AEP^® is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance Agency, 920 Barnes Mill Road, Suite C, PO Box 506, Richmond, KY 40476, (859) 623-4638. In this regard, this communication is strictly intended for individuals residing in the states of Kentucky, Georgia and Florida. No offers may be made or accepted from any resident outside the specific states referenced.

George Nelson Ridings, ChFC^®, CLU^®, CLTC, AEP^®, is also separately registered as an Investment Adviser Representative and Financial Adviser with Eagle Strategies LLC, a registered investment adviser, offering financial planning and advisory services in the states of Kentucky, Georgia and Florida. As such, these services are strictly intended for individuals residing in Kentucky, Georgia and Florida.

Ridings Insurance & Financial Services, LTD., is not owned or operated by NYLIFE Securities LLC or its affiliates.

Neither Ridings Insurance & Financial Services, LTD, its employees nor NYLIFE Securities LLC or its affiliates render tax, legal or accounting advice.  Please consult your professional advisors regarding your particular situation.